The federal Consumer Financial Protection Bureau has issued a series of guidelines to help people who may be managing a parent’s or other older person’s finances. These guidelines — which can be viewed through the commission’s website at www.consumer finance.gov/managing-someone-elses-money — include steps detailing how fiduciaries can make sure they are acting in a person’s best interests, managing a person’s money carefully, keeping a person’s money and assets separate from their own, and maintaining good records to keep track of what money came in and where it was spent.
The holiest plant of the Christmas season may be a raggedy shrub with peeling bark that seems to grow best in a dusty backyard in Tempe, Ariz. This is Boswellia sacra, better known as the frankincense tree. The shrub’s gum resin is one of the three biblical gifts that the wise men bestowed on the infant Jesus. Until recently, Americans who wished to cultivate their… ... more