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Want better rates? The burden is on you

• Many people qualify for lower premiums, but they don’t find out until they call and ask

After you hear the tale of Thomas Mitchell, a retiree living in Arizona, you may suddenly have the urge to run to the phone and call your auto insurer. And perhaps even your life insurer. And your cable company. And anyone else you may do business with.

Most consumers know that they aren’t going....

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