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Robert Gumbiner was HMO pioneer

Physician and museum founder called traditional medical billing practices ‘immoral’

LOS ANGELES — Robert Gumbiner, a physician and HMO pioneer who built the managed-care giant FHP then used his fortune to found the Museum of Latin American Art in Long Beach, Calif., has died. He was 85.

Gumbiner died Tuesday at his Long Beach home of prostate cancer, said Susan....

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