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Do your due diligence before seeking help from a debt-settlement company

When you are in a financial crunch worrying about how to pay the mortgage, college tuition, credit cards and other bills, even the most dubious offers to ease your debt load can sound appealing.

That helps to explain why so many consumers willingly agree to pay hefty fees to debt-settlement....

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Published daily in Bend, Oregon, by Western Communications, Inc. Copyright 2007.